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Key Financial Indicators


Click here to view İşbank's detailed financial indicators since 31.12.2015.

Main Balance Sheet Items - 31.12.2025

TL mn.
USD mn.
Loans
2,305,096
54,085
Deposits
3,098,900
72,710
Shareholders' Equity
427,635
10,034
Total Assets
4,624,940
108,516
Main P&L Items - 31.12.2025

TL mn.
USD mn.
Net Interest Income
96,922
2,274
Net Fees & Commissions
134,351
3,152
Total Operation Income
230,267
5,403
Total Operating Expense
150,022
3,520
Net Income
67,441
1,582
Market Shares(1) - 31.12.2025

%
Rank(2)
Loans
10.8
1st
Deposits
12.2
1st
Demand Deposits(3) 14.6
1st
Total Assets
10.9
1st

Key Financial Ratios - 31.12.2025

%
Loans / Assets
49.8
Deposits / Total Liabilities
67.0
Demand Deposits / Total Deposits
42.8
Return on Average Tangible Equity(4)
22.1
Return on Average Equity
18.6
Return on Average Assets
1.7
Net Interest Margin(5) 3.2
Cost / Income (6) 55.0
NPL Ratio
3.2
Capital Adequacy Ratio
18.5

(1) Market share calculations are based on weekly BRSA data excluding participation banks. Total assets market share is based on monthly BRSA data.
(2) Among private banks.
(3) Excluding interbank deposits.
(4) Tangible Equity is calculated by the deduction of mark-to-narket valuation differences regarding financial assets measured at fair value through other compherensive income and real estates from shareholders’ equity.
(5) Based on MIS data.
(6) Income figure includes income from participations. Adjusted for non-recurring and other items.
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