Maximum Account

How does Maximum Account work?

In order to have a Maximum Account, you must be an SOS – Unlimited Automatic Service- service user first.

Maximum Account scans your deposit account everyday and invests in 818 – Is Asset Management Maximum Account Short-Term Debt Instruments Fund with the excess money over 500 TL. If you wish, you may increase this limit of 500 TL.

Maximum Account carries out your automatic payments (*) on due time. Moreover, your account automatically sells your Funds and creates cash whenever you need it, for example to do shopping with your Bankamatik card**. Plus, Maksimum Account takes effect automatically upon your cash withdrawals with your Bankamatik card, if you don’t have sufficient balance in your account and it automatically meets the amount you want to withdraw from your investment account, and your 818 and 801 coded money market funds. If there is not sufficient balance in your account for your overdraft account repayments, it makes the account available by using the available balance of your investment account and 818, 801 coded money market funds and 808 coded Short-Term Debt Instruments fund.*** If you prefer, your main account, excluding cash withdrawal transactions, can be used with the same order.

In case your account balance drops down below TL 500 or the level you determine, Maximum Account automatically sells your funds (801 Money Market Fund 818 Maksimum Short-Term Debt Instruments Fund, and 808 Short-Term Debt Instruments Fund) and creates the cash.

Your time will be all yours while your money continuously gains value thanks to Maximum Account.

* Telephone, water, electric, natural gas, mobile phone, cable TV and other automatic bill payments, Future dated EFT and regular money transfer orders, automatic credit card debt payments, automatic premium and contribution payments of Anadolu Hayat and Anadolu Sigorta, OGS device automatic payment orders, safe deposit box payments, consumer loan repayment orders, Automatic Motor Vehicles Tax Payments (MTV), SSK Premium automatic payment orders ( Our corporate customers, who gave order to include SSK Premium automatic payment orders and Automatic Motor Vehicles Tax Payments (MTV) into SOS scope before 8 July 2010, should renew their orders by our Internet Branch or our branches.)

**Our customers, who gave order to include their shopping with Bankamatik card into SOS scope before 9 September 2011, should renew their orders by our Internet Branch or our branches.

*** Our customers, who gave order to include their Overdraft Account Repayments (Urgent Cash System not included) into SOS scope before 17 February 2010, should renew their orders by our Internet Branch or our branches. When the balance of your demand deposit account made available for your overdraft account repayments, the available balance of your respective overdraft account used only for interest and relevant Resource Utilization Support Fund (KKDF) and Banking Insurance Transaction Tax (BITT) payments.

How can I get a Maximum Account?

For detailed information and application, all İşbank Branches, Internet Branch, and our Call Center at 0 850 724 0 724 are at your service.