İşbank generates value with financial capital based on its robust financial structure; human capital molded by its competent and experienced employees; natural capital covering its resource management and environment-friendly products & services; social capital creating value added for the society and its stakeholders; manufactured capital made up of its physical infrastructure that enriches its service quality; intellectual capital enabling it to develop innovative products and services, nurtured by its digital transformation capabilities, as well as its know-how generated by its deep-rooted history.