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Key Financial Indicators


Click here to view İşbank's detailed financial indicators since 31.12.2015.

Main Balance Sheet Items - 31.12.2023

TL mn.
USD mn.
Loans
1,147,371
38,980
Deposits
1,662,179
56,469
Shareholders' Equity
267,797
9,098
Total Assets
2,453,783
83,363
Main P&L Items - 31.12.2023

TL mn.
USD mn.
Net Interest Income
67,073
2,279
Net Fees & Commissions
42,438
1,442
Total Operation Income
135,386
4,600
Total Operating Expense
72,229
2,454
Net Income
72,265
2,455
Market Shares(1) - 31.12.2023

%
Rank(2)
Loans
10.6
1st
Deposits
11.9
1st
Demand Deposits(3) 14.7
1st
Total Assets
11.4
1st

Key Financial Ratios - 31.12.2023

%
Loans / Assets
46.8
Deposits / Total Liabilities
67.7
Demand Deposits / Total Deposits
38.5
Return on Average Tangib le Equity(4)
41.3
Return on Average Equity
33.3
Return on Average Assets
3.8
Net Interest Margin (swap adjusted)(5) 3.5
Cost / Income (6) 38.2
NPL Ratio
2.1
Capital Adequacy Ratio
21.6

(1) Market share calculations are based on weekly BRSA data excluding participation banks. Total assets market share is based on monthly BRSA data.
(2) Among private banks.
(3) Excluding interbank deposits.
(4) Tangible Equity is calculated by the deduction of mark-to-narket valuation differences regarding financial assets measured at fair value through other compherensive income and real estates from shareholders’ equity.
(5) Based on MIS data.
(6) Income figure includes income from participations. Adjusted for non-recurring and other items.

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