By opening a demand account at İşbank, you can access and manage your money whenever you want.
With a TRY current account you can: - Withdraw cash from any İşbank Bankamatik (ATM) or Maximum Cash Point using your Bankamatik card (debit card)
- Shop cash-free anywhere in Turkey using your Bankamatik card and entering your PIN.
- You earn MaxiPoints with every retail purchase that you make with your Bankamatik Card. You can redeem your accumulated points by shopping at any participant in the Maximum Card merchant network.
- Deposit cash to your account from Bankamatik + units.
- Make money transfers, utility bill payments, and give standing payment orders.
If you make regular payments or receive funds in foreign currencies, you can put your savings in a foreign currency account. FC accounts are available in any convertible currency.
By opening a time deposit in a currency of your choice you can earn risk-free returns. The interest rate on a time deposit is fixed for the duration of the account and your return is not affected by any changes that may take place in market interest rates in the meanwhile.
You can open a regular time deposit for 1, 3, 6, and 12 months and even for any period you want from 28 days to 365 days.
Product features: - Minimum 1-year / maximum 3-year terms
- Interest payments made at 1, 3, 6, or 12-month intervals
- Interest rate is fixed in for the duration of the account.
- Interest payments are automatically transferred to a demand account that you must designate at the time you open the account.
Advantages: - The account protects you against falling interest rates during its lifetime.
- The account provides you liquidity through the periodic interest payments.
Important note: - This account is not recommended for those who might have to withdraw their money before maturity. In case of early withdrawal, the rate of interest paid on demand deposits becomes applicable instead of the long-term rate and the difference between that and any interest payments that have already been made will be charged against the principal.
Product features: - Minimum 1-year / maximum 3-year terms
- Interest payments made at 1, 3, 6, or 12-month intervals
- Interests paid at intervals are Turkish Lira Interbank Bid Rate (TRLIBID)-linked.
- TRLIBID which occurs in each interest payment day will be considered as interest rate of next payment day.
- Interest payments are automatically transferred to a demand account that you must designate at the time you open the account.
Advantages: - The account is suitable for account holders who expect a rise in interest rates in long term period.
- The account provides you liquidity through the periodic interest payments.
Important note: This account is not recommended for those who might have to withdraw their money before maturity. In case of early withdrawal, the rate of interest paid on demand deposits becomes applicable instead of the long-term rate and the difference between that and any interest payments that have already been made will be charged against the principal
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