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Interests and Fees

​Interests and Fees​


Maximum Business Card
Vadematik
Entrance Fee
Each card TL 60
Each card TL 60
Supplementary Card Entrance Fee
No supplementary card is given
No supplementary card is given
Renewal Fee
50 TL
50 TL
Supplementary Card Renewal Fee
No supplementary card is given
No supplementary card is given
Minimum Amount Due (3)
%20 of statement balance
%20 of statement balance
Interest Rate (Monthly) Excluding RUSF, BITT
Cash: %2,02 Retail: %2,02
Cash: %2,02 Retail: %2,02
Overdue Interest
Cash: %2,52 Retail: % 2,52
Cash: %2,52 Retail: % 2,52
Fees to be Accrued for Late Payments
7,5% of the delayed amount (minimum 2 TL)7,5% of the delayed amount (minimum 2 TL)
Over Limit Fee
5% of the exceeding amount
5% of the exceeding amount
Bill Payment Fee (Inc. BITT)
TL 1 for the bill payments between TL 0 - 100; 1.25 % of the bill amount for payments over TL 100
TL 1 for the bill payments between TL 0 - 100; 1.25 % of the bill amount for payments over TL 100
Cash Withdraw Transaction Commission
Domestic: 3.50% of the transaction amount as being 30 kr minimum (1) International: 3,15% of the transaction amount plus 3$ as being 7$ minimum (2)
Domestic: 3.50% of the transaction amount as being 30 kr minimum (1) International: 3,15% of the transaction amount plus 3$ as being 7$ minimum (2)
Transaction Deferral Interest Rate Excluding RUSF, BITT
-
1,50%
Installment Payment Interest Rate Excluding RUSF, BITT
-
1,75%
Statement Deferral Interest Rate Excluding RUSF, BITT
-
1,90%
Transaction Commission Applicable for Payment Delay, Installment Payment, Credit Card Statement Postponement
-
0.50% of the transaction amount plus 5 TL

1. Minimum cash withdrawal transaction commission is applied as Kr 50 in transactions performed at branches, Kr 30 in transactions at ‘Bankamatik’s and Maximum Cash Points. In case the cardholder withdraws cash from other banks in Turkey, a fee of TL 1,50 per transaction plus 3% of the transaction amount paid by our Bank to the other bank, will also be charged to the credit card account.
2. In case the cardholder withdraws cash abroad and his account has a positive balance, only $3, EUR 3 or TL equivalent of $3 (plus BSMV) will be charged to the credit card account as cash withdrawal commission.
3. If the statement balance is below the fixed amount stated in the table as minimum, statement balance for the period will be collected from the cardholder. Minimum Amount Due is the minimum amount that must be paid till due date by the cardholder. Minimum Amount Due is calculated as a portion of the statement balance.
4. Bill payment fee, calculated on the basis of payment amount for some corporations, is charged to credit card account.




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