(*)
Interest earning assets include TL and FC legal reserves.
(*)
Source: Central Registry Agency (As of 31.12.2012)
KEY FINANCIAL HIGHLIGHTS
(TL MILLION)
31.12.2011
31.12.2012
Change (%)
Total Assets
161,669
175,444
8.5
Loans
91,621
106,716
16.5
Deposits
98,313
105,383
7.2
Shareholders’ Equity
17,921
22,719
26.8
Net Profit
2,667
3,310
24.1
KEY FINANCIAL RATIOS
(%)
31.12.2011
31.12.2012
Interest Earning Assets
(*)
/ Total Assets
92.2
91.4
Loans / Total Assets
56.7
60.8
Loans / Deposits
93.2
101.3
NPL Ratio
2.1
1.9
NPL Coverage Ratio
100.0
78.9
Demand Deposits / Total Deposits
18.9
19.9
Shareholders’ Equity / Total Liabilities
11.1
12.9
Capital Adequacy Ratio
14.1
16.3
SHAREHOLDER STRUCTURE AS OF 31 DECEMBER 2012
(*)
CHANGES IN THE ARTICLES OF
INCORPORATION
With regard to increasing the Bank’s
registered capital ceiling from TL 7
billion to TL 10 billion, Article 5 of the
Bank’s Articles of Incorporation, and
with regard to the change from YTL
to TL, Articles 18, 19, 49, 58 and 62
thereof have been amended at the
Extraordinary General Meeting held
on 30 March 2012. The former and
new versions of the amended articles
can be found on pages 292-295 of
this Annual Report.
İşbank Personnel Supplementary Pension
Fund
40.7%
31.2%
28.1%
Atatürk Shares
(Republican People’s Party)
Free Float
İŞBANK BOOKED A NET
PROFIT OF TL 3,310 MILLION
IN 2012.
TL
3,310
MILLION
İŞBANK’S CAPITAL ADEQUACY
RATIO STOOD AT 16.3% AT
YEAR-END 2012.
16.3%
INTRODUCTION
ACTIVITIES
CORPORATE GOVERNANCE
FINANCIAL INFORMATION AND RISK MANAGEMENT
5
İŞBANK
ANNUAL REPORT 2012
1,2,3,4,5,6 8,9,10,11,12,13,14,15,16,17,...300