CORPORATE PROFILE
TURKEY’S LARGEST
BANK
SUSTAINABLE AND
SOLID FINANCIAL
STRUCTURE
INTERNATIONAL
REPUTATION
İşbank is Turkey’s Largest
Bank with Total Assets Worth
TL 175.4 billion.
İşbank is the largest bank in the
sector in terms of total assets,
total loans, and shareholders’
equity. It is also the leader in
deposits among privately-owned
banks.
İşbank constantly undertakes to
meet its customers’ needs quickly
and effectively with extensive
service through the largest
privately-owned branch network
(1,250 branches) and the Turkish
banking industry’s largest ATM
network (4,851 Bankamatiks).
A Solid Financial Structure
Backs Sustainability…
Shareholders’ equity worth
TL 22.7 billion supported
expansion in İşbank’s business
volume and has been instrumental
in enabling the Bank to continue
its investment strategy.
As of year-end 2012, İşbank’s
capital adequacy ratio was
16.3%, well above regulatory
requirements.
İşbank adopted a provisioning
policy according to the legally-
required ratios stipulated by
the Banking Regulation and
Supervision Agency (BRSA) for
non-performing loans. As of year-
end 2012, İşbank’s NPL coverage
ratio was 79%, above the Turkish
banking industry.
The Best Bank in Turkey...
With an extensive correspondent
network of more than 1,500 banks
and other financial institutions
located in 127 countries, İşbank
is an effective service provider in
foreign trade and international
finance transactions.
Highly respected among creditor
institutions, İşbank’s successful
management of international
borrowing operations serves as
a benchmark for other Turkish
banks.
In 2012, İşbank was named
“Turkey’s Best Bank” by
Euromoney, proving its strength in
the industry.
2
İŞBANK
ANNUAL REPORT 2012
1,2,3 5,6,7,8,9,10,11,12,13,14,...300