164
TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Unconsolidated Financial Statements for the Year Ended
31 December 2012
İŞBANK
ANNUAL REPORT 2012
g.10.3.
Information on foreign currency non-performing loans and other receivables:
Group III
Group IV
Group V
Loans and Receivables with
Limited Collectability
Loans and Receivables with
Doubtful Collectability
Uncollectible Loans and
Other Receivables
Current Period:
Period Ending Balance
154
31,989
Specific Provisions (-)
154
31,989
Net Balance on Balance Sheet
Prior Period:
Period Ending Balance
51,371
Specific Provisions (-)
51,371
Net Balance on Balance Sheet
g.10.4.
Information on gross and net non-performing loans and receivables as per customer categories:
Group III
Group IV
Group V
Loans and Receivables with
Limited Collectability
Loans and Receivables with
Doubtful Collectability
Uncollectible Loans and
Other Receivables
Current Period (Net)
212,903
213,481
Loans to Individuals and Corporate (Gross)
266,953
428,740
1,282,028
Specific Provisions (-)
54,050
215,259
1,282,028
Loans to Individuals and Corporate (Net)
212,903
213,481
Banks (Gross)
Specific Provisions (-)
Banks (Net)
Other Loans and Receivables (Gross)
47,546
Specific Provisions (-)
47,546
Other Loans and Receivables (Net)
Prior Period (Net)
Loans to Individuals and Corporate (Gross)
172,457
153,747
1,612,688
Specific Provisions (-)
172,457
153,747
1,612,688
Loans to Individuals and Corporate (Net)
Banks (Gross)
Specific Provisions (-)
Banks (Net)
Other Loans and Receivables (Gross)
45,028
Specific Provisions (-)
45,028
Other Loans and Receivables (Net)
g.10.5. Main principles of liquidating for uncollectible loans and other receivables
In order to ensure the liquidation of non-performing loans, all possibilities evaluated to ensure maximum collection according to the
legislation. First of all, administrative initiatives are taken to deal with the borrower. Collection through legal proceedings used if there is no
possibility of collection and configuration with the interviews for other receivables.
g.10.6.
Informations on write-off policy
When the failure to obtain due to lack of legal follow-up, because of the absence of redeemable assets of debtors or although conversion of
all the assets of debtors with the scope of legal follow-up, there is a remaining receivable balance, receivable, by such evidence is available
on borrowers, reduced to one. Such evidence cannot be obtained, uncollectible receivables are written-off by the destruction.
1...,156,157,158,159,160,161,162,163,164,165 167,168,169,170,171,172,173,174,175,176,...300