INTRODUCTION
ACTIVITIES
CORPORATE GOVERNANCE
FINANCIAL INFORMATION AND RISK MANAGEMENT
127
TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Unconsolidated Financial Statements for the Year Ended
31 December 2012
İŞBANK
ANNUAL REPORT 2012
Information related to capital adequacy ratio:
Risk Weights
Bank Only
Value at Credit Risk
0% 10% 20% 50% 75% 100% 150% 200% 1250%
Risk Groups
Contingent and Non-Contingent
Receivables from Central
Governments or Central Banks
45,867,079
7,904,046
231,616
Contingent and Non-Contingent
Receivables from Regional
Government or Domestic
Government
29,323
34,640
Contingent and Non-Contingent
Receivables from Administrative
Units and Non-Commercial
Enterprises
228,823
Contingent and Non-Contingent
Receivables fromMultilateral
Development Banks
Contingent and Non-Contingent
Receivables from International
Organizations
Contingent and Non-Contingent
Receivables from Banks and
Intermediaries
5,173,998 4,510,135
137,353
59
Contingent and Non-Contingent
Corporate Receivables
70,230,895
Contingent and Non-Contingent
Retail Receivables
35,726,534
Contingent and Non-Contingent
Receivables Secured by Residential
Property
8,941,070
Non-Performing Receivables
(1)
426,384
Receivables are identified as high
risk by the Board
2,933,247 5,959,452
Secured Marketable Securities
Securitization Positions
Short-term Receivables and Short-
term Corporate Receivables from
Banks and Intermediaries
Investments as Collective
Investment Institutions
382,649
Other Receivables
2,350,844
242
10,318,621
(1)
In accordance ‘’Regulation on Measurement and Assessment of Capital Adequacy Ratios of Banks”, credits and other receivables which are monitoring in the non-performing loans and receivables
and represents the net of value after the offsetting with the specific provisions for those.
Summary information about the bank only standard capital adequacy ratio:
Current Period
Capital Requirement for Credit Risk (VaCR*0.08) (CRCR)
10,945,847
Capital Requirement for Market Risk (CRMR)
281,182
Capital Requirement for Operational Risk (CROR)
894,118
Equity
24,739,690
Equity/ ((CRCR+CRMR+CROR)*12.5*100)
16.33
1...,119,120,121,122,123,124,125,126,127,128 130,131,132,133,134,135,136,137,138,139,...300